Money movement and legacy platforms, built to survive the day something fails halfway.

Aripone is a Florida engineering firm. We modernize legacy platforms and build payment and payout systems for US product companies, on a fixed fee with a written method, starting with an assessment you keep whoever does the build.

Payment Operations Assessment $9,500 one week, single rail $14,500 two weeks, multi-rail or payouts
Payments Readiness Scorecard Example result
36 / 100 At risk

Illustrative example, not a client's data.

Idempotency1.5/6
Webhooks and events2/5
Partial failure1.5/5
Ledger3/3
Reconciliation0/5
Payouts1/2
State machines1/1
Card data2/2
Observability0/2
Testing0/2
Do these first
  1. Idempotency. Persist a request row keyed by business ID before the call; make the ledger write conditional on it.
  2. Webhooks and events. Event-ID table with a unique constraint; match on provider object ID, never on amount.
  3. Reconciliation. Daily job comparing ledger, provider balance and bank statement; tolerance zero on count, one minor unit on amount.
Fifteen questions, two minutes, scored in your browser

Fixed-fee assessments

  • Payment Operations Assessment, one week, single rail$9,500
  • Payment Operations Assessment, two weeks, multi-rail or payouts$14,500
  • Modernization Assessment, one application and its data$16,500
  • Modernization Assessment, an estate$24,500
  • Performance Diagnosis, five working days$6,500

What we do

The brief is usually: we cannot close the month from the processor exports.

Payments and money movement.

Rails, payouts, reconciliation, and the tests that keep them honest. We start with a Payment Operations Assessment: one or two weeks, fixed fee, a severity-ranked report and a costed roadmap.

$9,500 for one week, single rail; $14,500 for two weeks, multi-rail or payouts. Half on signature, half on delivery.

The brief is usually: we cannot hire for the old stack and we cannot stop shipping.

Legacy modernization.

Out of .NET Framework, Java or the monolith without the big-bang rewrite. We start with a Modernization Assessment: two or three weeks, fixed fee, an inventory, a target architecture and a roadmap your board can fund phase by phase.

$16,500 for one application and its data; $24,500 for an estate.

Performance Diagnosis.

The slow job, pipeline or hot path, measured and explained in five days. Not a database health check.

How we work

  • Assessment before build. Every engagement starts with a fixed-fee assessment and a written deliverable you keep.
  • A design document before code on anything that touches money or data.
  • A written status every week, including when the news is bad.
  • A named escalation path and a coverage clause on every SOW.
  • Three engagement shapes, and only three: fixed-fee assessment, fixed-price build with change control, retainer priced on coverage and response time. Never by the hour.

Proof

Results delivered by our principal in regulated production before Aripone was formed, presented as such:

  • A 27-hour core processing job rebuilt to 8 hours, returning about 500 engineering hours a year.

  • Four payment rails integrated with idempotency and partial-failure recovery, including push-to-card over Visa Direct and Mastercard MoneySend, on a regulated fintech platform.

  • About 30 % of database load removed from a production platform.

A Florida engineering firm with a written method.

Aripone LLC is a Florida engineering firm founded in 2026 and based in Orlando.

Rey Narvaez founded Aripone after more than a decade as a senior engineer in regulated production: reinsurance, fintech, identity and money movement.

About Aripone

Tell us about the system.

Thirty minutes, no deck, and a straight answer about whether an assessment is worth your money.

Book a scoping call hello@aripone.com